/* Reset and Base Styles */
* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

:root {
    /* White Theme Colors */
    --bg-primary: #ffffff;
    --bg-secondary: #ffffff;
    --bg-tertiary: #ffffff;
    --bg-card: #ffffff;
    --bg-card-hover: #ffffff;
    
    /* Accent Colors - Orange Yellow */
    --accent-primary: #ff9800;
    --accent-secondary: #ffc107;
    --accent-tertiary: #ff6b35;
    --accent-success: #ff9800;
    --accent-danger: #ff6b35;
    
    /* Text Colors - Black */
    --text-primary: #000000;
    --text-secondary: #000000;
    --text-muted: #000000;
    
    /* Gradients - Orange Yellow */
    --gradient-primary: linear-gradient(135deg, #ff9800 0%, #ffc107 100%);
    --gradient-secondary: linear-gradient(135deg, #ffc107 0%, #ff9800 100%);
    --gradient-glow: linear-gradient(135deg, rgba(255, 152, 0, 0.1) 0%, rgba(255, 193, 7, 0.1) 100%);
    
    /* Shadows */
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1);
    --shadow-card: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
    --shadow-card-hover: 0 20px 25px -5px rgba(255, 152, 0, 0.2), 0 10px 10px -5px rgba(255, 193, 7, 0.1);
    --shadow-menu: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
    
    /* Borders */
    --border-color: #ffe0b2;
    --border-hover: #ffcc80;
}

html {
    scroll-behavior: smooth;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', 'Roboto', 'Helvetica Neue', Arial, 'Noto Sans', 'Liberation Sans', sans-serif;
    line-height: 1.6;
    color: var(--text-primary);
    background-color: #ffffff;
    font-size: 16px;
    overflow-x: hidden;
    position: relative;
    scrollbar-width: none; /* Firefox */
    -ms-overflow-style: none; /* IE and Edge */
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
}

/* Animated Background - White version */
.animated-bg {
    position: fixed;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    z-index: 0;
    background: #ffffff;
    pointer-events: none;
}

.particles {
    display: none;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
    position: relative;
    z-index: 1;
}

/* Header - Floating Menu */
.header {
    position: fixed !important;
    top: 2rem !important;
    left: 2rem !important;
    right: 2rem !important;
    width: auto !important;
    z-index: 10000 !important;
    padding: 0 !important;
    margin: 0 !important;
    transition: transform 0.3s ease-in-out, opacity 0.3s ease-in-out;
    transform: translateY(0);
    will-change: transform;
    opacity: 1;
}

.header.header-hidden {
    transform: translateY(calc(-100% - 2rem)) !important;
    opacity: 0 !important;
    pointer-events: none !important;
}

.header .container {
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(20px);
    border: 1px solid var(--border-color);
    border-radius: 16px;
    padding: 0.75rem 1.5rem;
    box-shadow: var(--shadow-menu);
    margin: 0 !important;
    max-width: 100% !important;
    width: 100% !important;
    position: relative;
    z-index: 1;
}

.header:hover .container {
    box-shadow: var(--shadow-lg);
    border-color: var(--border-hover);
}

@media (max-width: 768px) {
    .header {
        position: fixed !important;
        top: 1rem !important;
        left: 1rem !important;
        right: 1rem !important;
        width: auto !important;
    }
    
    .header.header-hidden {
        transform: translateY(calc(-100% - 1rem)) !important;
    }
    
    .header .container {
        padding: 0.5rem 1rem;
        border-radius: 16px;
        max-width: 100% !important;
        width: 100% !important;
        margin: 0 !important;
        border: 1px solid var(--border-color);
    }
}

.header-content {
    display: flex;
    justify-content: space-between;
    align-items: center;
    flex-wrap: wrap;
    gap: 1rem;
}

.logo h1 {
    font-size: 1.5rem;
    font-weight: 800;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    margin-bottom: 0.15rem;
}

.tagline {
    font-size: 0.75rem;
    color: var(--text-secondary);
    letter-spacing: 1px;
    text-transform: uppercase;
}

.nav {
    display: flex;
    gap: 1.5rem;
    flex-wrap: wrap;
    align-items: center;
}

.nav-link {
    color: var(--text-secondary);
    text-decoration: none;
    font-weight: 500;
    font-size: 0.9rem;
    transition: all 0.3s ease;
    position: relative;
    padding: 0.25rem 0;
}

.nav-link::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 0;
    height: 2px;
    background: var(--gradient-primary);
    transition: width 0.3s ease;
}

.nav-link:hover {
    color: var(--accent-primary);
}

.nav-link:hover::after {
    width: 100%;
}

.header-contact {
    display: flex;
    align-items: center;
}

.btn-pick-loan {
    display: inline-block;
    padding: 0.5rem 1.5rem;
    background: var(--gradient-primary);
    color: white;
    text-decoration: none;
    border-radius: 8px;
    font-weight: 700;
    font-size: 0.875rem;
    transition: all 0.3s ease;
    box-shadow: var(--shadow-sm);
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.btn-pick-loan:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
}

/* Hero Section */
.hero {
    background: linear-gradient(180deg, var(--bg-primary) 0%, var(--bg-secondary) 100%);
    padding: 3rem 0 2rem;
    margin-top: 9rem;
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle, rgba(255, 152, 0, 0.05) 0%, transparent 70%);
    animation: heroRotate 20s linear infinite;
}

@keyframes heroRotate {
    0% { transform: rotate(0deg); }
    100% { transform: rotate(360deg); }
}

.hero-content {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
    align-items: center;
    position: relative;
    z-index: 1;
}

.hero-title {
    font-size: 1.5rem;
    font-weight: 900;
    margin-bottom: 0.75rem;
    line-height: 1.2;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    animation: titleFloat 6s ease-in-out infinite;
}

@keyframes titleFloat {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
}

.hero-subtitle {
    font-size: 0.875rem;
    margin-bottom: 1rem;
    color: var(--text-secondary);
    font-weight: 300;
}

.hero-features {
    list-style: none;
    font-size: 0.75rem;
}

.hero-features li {
    margin-bottom: 0.5rem;
    padding-left: 0;
    color: var(--text-primary);
    display: flex;
    align-items: center;
    gap: 0.5rem;
    animation: fadeInUp 0.6s ease-out backwards;
}

.hero-features li:nth-child(1) { animation-delay: 0.1s; }
.hero-features li:nth-child(2) { animation-delay: 0.2s; }
.hero-features li:nth-child(3) { animation-delay: 0.3s; }
.hero-features li:nth-child(4) { animation-delay: 0.4s; }

@keyframes fadeInUp {
    from {
        opacity: 0;
        transform: translateY(20px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

.hero-features li::before {
    content: '✓';
    color: var(--accent-success);
    font-weight: 700;
    font-size: 1rem;
}

/* Form Card */
.form-card {
    background: var(--bg-card);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    padding: 1rem;
    box-shadow: var(--shadow-card);
    color: var(--text-primary);
    position: relative;
    overflow: hidden;
    transition: all 0.4s ease;
    animation: cardFloat 8s ease-in-out infinite;
}

@keyframes cardFloat {
    0%, 100% { transform: translateY(0) rotate(0deg); }
    50% { transform: translateY(-10px) rotate(0.5deg); }
}

.form-card::before {
    content: '';
    position: absolute;
    top: -50%;
    left: -50%;
    width: 200%;
    height: 200%;
    background: var(--gradient-glow);
    opacity: 0;
    transition: opacity 0.4s ease;
    pointer-events: none;
}

.form-card:hover {
    border-color: var(--border-hover);
    box-shadow: var(--shadow-card-hover);
    transform: translateY(-5px);
}

.form-card:hover::before {
    opacity: 0.1;
}

.form-title {
    font-size: 0.875rem;
    font-weight: 700;
    margin-bottom: 0.75rem;
    text-align: center;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.form-group {
    margin-bottom: 0.75rem;
}

.form-group label {
    display: block;
    margin-bottom: 0.375rem;
    font-weight: 600;
    color: var(--text-primary);
    font-size: 0.7rem;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.form-input,
.form-select {
    width: 100%;
    padding: 0.5rem 0.75rem;
    background: var(--bg-tertiary);
    border: 1px solid var(--border-color);
    border-radius: 8px;
    font-size: 0.75rem;
    color: var(--text-primary);
    transition: all 0.3s ease;
    font-family: inherit;
}

.form-input:focus,
.form-select:focus {
    outline: none;
    border-color: var(--accent-primary);
    box-shadow: 0 0 20px rgba(255, 152, 0, 0.3);
    background: var(--bg-secondary);
}

.form-select option:disabled {
    color: var(--text-muted);
    background: var(--bg-tertiary);
    opacity: 0.5;
}

.form-input::placeholder {
    color: var(--text-muted);
}

.amount-input-wrapper {
    position: relative;
    margin-bottom: 0.5rem;
}

#amount {
    display: none;
    width: 100%;
    height: 4px;
    border-radius: 2px;
    background: var(--bg-tertiary);
    outline: none;
    -webkit-appearance: none;
    cursor: pointer;
}

#amount::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 16px;
    height: 16px;
    border-radius: 50%;
    background: var(--gradient-primary);
    cursor: pointer;
    box-shadow: 0 0 10px rgba(255, 152, 0, 0.8);
    transition: all 0.3s ease;
}

#amount::-webkit-slider-thumb:hover {
    transform: scale(1.2);
    box-shadow: 0 0 30px rgba(255, 152, 0, 0.6);
}

#amount::-moz-range-thumb {
    width: 16px;
    height: 16px;
    border-radius: 50%;
    background: var(--gradient-primary);
    cursor: pointer;
    border: none;
    box-shadow: 0 0 10px rgba(255, 152, 0, 0.8);
    transition: all 0.3s ease;
}

#amount::-moz-range-thumb:hover {
    transform: scale(1.2);
    box-shadow: 0 0 30px rgba(255, 152, 0, 0.6);
}

.amount-display {
    text-align: center;
    font-size: 1rem;
    font-weight: 800;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    margin: 0.5rem 0;
    animation: pulse 2s ease-in-out infinite;
}

@keyframes pulse {
    0%, 100% { transform: scale(1); }
    50% { transform: scale(1.05); }
}

.amount-range {
    display: flex;
    justify-content: space-between;
    font-size: 0.625rem;
    color: var(--text-secondary);
}

.form-summary {
    background: var(--bg-tertiary);
    border: 1px solid var(--border-color);
    border-radius: 8px;
    padding: 0.75rem;
    margin-bottom: 0.75rem;
}

.summary-row {
    display: flex;
    justify-content: space-between;
    margin-bottom: 0.375rem;
    align-items: center;
    font-size: 0.7rem;
}

.summary-row:last-child {
    margin-bottom: 0;
}

.summary-amount {
    font-weight: 800;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    font-size: 0.875rem;
}

.btn-submit {
    width: 100%;
    padding: 0.625rem;
    background: var(--gradient-primary);
    color: white;
    border: none;
    border-radius: 8px;
    font-size: 0.75rem;
    font-weight: 700;
    cursor: pointer;
    transition: all 0.3s ease;
    margin-bottom: 0.5rem;
    position: relative;
    overflow: hidden;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    box-shadow: var(--shadow-md);
}

.btn-submit::before {
    content: '';
    position: absolute;
    top: 50%;
    left: 50%;
    width: 0;
    height: 0;
    border-radius: 50%;
    background: rgba(255, 255, 255, 0.3);
    transform: translate(-50%, -50%);
    transition: width 0.6s, height 0.6s;
}

.btn-submit:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow-lg);
}

.btn-submit:hover::before {
    width: 300px;
    height: 300px;
}

.btn-submit:active {
    transform: translateY(-1px);
}

.btn-submit span {
    position: relative;
    z-index: 1;
}

.form-agreement {
    font-size: 0.6rem;
    color: var(--text-secondary);
    text-align: center;
    line-height: 1.4;
}

.link {
    color: var(--accent-primary);
    text-decoration: none;
    transition: all 0.3s ease;
}

.link:hover {
    color: var(--accent-secondary);
}

/* MFO Loans Section */
.mfo-loans-section {
    padding: 4rem 0;
    background: var(--bg-secondary);
    position: relative;
    margin-top: 2rem;
}

.mfo-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
    gap: 1.5rem;
}

.mfo-card {
    background: var(--bg-card);
    border: 1px solid var(--border-color);
    border-radius: 16px;
    padding: 1.5rem;
    box-shadow: var(--shadow-card);
    transition: all 0.3s ease;
}

.mfo-card:hover {
    transform: translateY(-5px);
    box-shadow: var(--shadow-card-hover);
    border-color: var(--border-hover);
}

.mfo-header {
    display: flex;
    align-items: center;
    gap: 1rem;
    margin-bottom: 1.25rem;
}

.mfo-logo {
    width: 48px;
    height: 48px;
    border-radius: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    color: white;
    font-weight: 700;
    font-size: 1.5rem;
    flex-shrink: 0;
    overflow: hidden;
}

.mfo-logo img {
    width: 100%;
    height: 100%;
    object-fit: contain;
    border-radius: 12px;
}

.mfo-info {
    flex: 1;
}

.mfo-name {
    font-size: 1.125rem;
    font-weight: 700;
    color: var(--text-primary);
    margin: 0 0 0.25rem 0;
}

.mfo-tagline {
    font-size: 0.875rem;
    color: var(--text-secondary);
    margin: 0;
}

.mfo-amount {
    font-size: 1.5rem;
    font-weight: 700;
    color: var(--text-primary);
    margin-bottom: 1.25rem;
    padding-bottom: 1rem;
    border-bottom: 1px solid var(--border-color);
}

.mfo-params {
    display: flex;
    flex-direction: column;
    gap: 0.75rem;
    margin-bottom: 1.25rem;
}

.mfo-param {
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-size: 0.875rem;
}

.param-label {
    color: var(--text-secondary);
    display: flex;
    align-items: center;
    gap: 0.25rem;
}

.info-icon {
    width: 16px;
    height: 16px;
    border-radius: 50%;
    background: var(--bg-tertiary);
    border: 1px solid var(--border-color);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 0.75rem;
    font-weight: 700;
    color: var(--text-secondary);
    cursor: help;
    font-style: normal;
}

.param-value {
    color: var(--text-primary);
    font-weight: 600;
}

.mfo-actions {
    display: flex;
    gap: 0.75rem;
}

.mfo-info-btn {
    width: 40px;
    height: 40px;
    border-radius: 8px;
    border: 1px solid var(--border-color);
    background: var(--bg-tertiary);
    color: var(--text-secondary);
    font-weight: 700;
    cursor: pointer;
    transition: all 0.3s ease;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
}

.mfo-info-btn:hover {
    background: var(--bg-card);
    border-color: var(--border-hover);
    color: var(--text-primary);
}

.mfo-get-btn {
    flex: 1;
    height: 40px;
    border-radius: 8px;
    border: none;
    background: var(--gradient-primary);
    color: white;
    font-weight: 700;
    font-size: 0.875rem;
    cursor: pointer;
    transition: all 0.3s ease;
    box-shadow: var(--shadow-sm);
    text-decoration: none;
    display: flex;
    align-items: center;
    justify-content: center;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.mfo-get-btn:hover {
    transform: translateY(-2px);
    box-shadow: var(--shadow-md);
    color: white;
    text-decoration: none;
}

/* Advantages Section (old - keeping for compatibility) */
.advantages {
    padding: 6rem 0;
    background: var(--bg-secondary);
    position: relative;
}

.section-title {
    font-size: 2.5rem;
    font-weight: 900;
    text-align: center;
    margin-bottom: 4rem;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    text-transform: uppercase;
    letter-spacing: 2px;
}

.advantages-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: 2rem;
}

.advantage-card {
    background: var(--bg-card);
    border: 1px solid var(--border-color);
    padding: 2.5rem;
    border-radius: 20px;
    box-shadow: var(--shadow-card);
    transition: all 0.4s ease;
    position: relative;
    overflow: hidden;
    opacity: 0;
    transform: translateY(30px);
}

.advantage-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: -100%;
    width: 100%;
    height: 100%;
    background: var(--gradient-glow);
    transition: left 0.5s ease;
    z-index: 0;
}

.advantage-card:hover::before {
    left: 0;
}

.advantage-card:hover {
    transform: translateY(-10px) scale(1.02);
    border-color: var(--border-hover);
    box-shadow: var(--shadow-card-hover);
}

.advantage-icon {
    font-size: 3.5rem;
    margin-bottom: 1.5rem;
    position: relative;
    z-index: 1;
    animation: iconFloat 3s ease-in-out infinite;
}

@keyframes iconFloat {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-10px); }
}

.advantage-card h3 {
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: var(--text-primary);
    position: relative;
    z-index: 1;
}

.advantage-card p {
    color: var(--text-secondary);
    line-height: 1.8;
    position: relative;
    z-index: 1;
}

/* Conditions Section */
.conditions {
    padding: 6rem 0;
    background: var(--bg-primary);
    position: relative;
}

.conditions-list {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
    gap: 2rem;
}

.condition-item {
    background: var(--bg-card);
    border: 1px solid var(--border-color);
    padding: 2.5rem;
    border-radius: 20px;
    transition: all 0.4s ease;
    opacity: 1;
    transform: translateY(0);
}

.condition-item:hover {
    border-color: var(--border-hover);
    box-shadow: var(--shadow-card-hover);
    transform: translateY(-5px);
}

.condition-item h3 {
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 1.5rem;
    background: var(--gradient-secondary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.condition-item ul,
.condition-item ol {
    list-style-position: inside;
    color: var(--text-secondary);
    line-height: 2;
}

.condition-item li {
    margin-bottom: 0.75rem;
    padding-left: 0.5rem;
}

.condition-item li::marker {
    color: var(--accent-primary);
}

/* SEO Content Section */
.seo-content-section {
    padding: 4rem 0;
    background: var(--bg-secondary);
    position: relative;
}

.seo-content-section.seo-block-alt {
    background: var(--bg-primary);
}

.seo-content {
    max-width: 900px;
    margin: 0 auto;
}

.seo-text-block {
    background: var(--bg-card);
    border: 1px solid var(--border-color);
    border-radius: 16px;
    padding: 2rem;
    margin-bottom: 2rem;
    transition: all 0.3s ease;
}

.seo-text-block:hover {
    box-shadow: var(--shadow-card);
    border-color: var(--border-hover);
    transform: translateY(-2px);
}

.seo-text-block h3 {
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: var(--text-primary);
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.seo-text-block p {
    color: var(--text-primary);
    line-height: 1.8;
    margin-bottom: 1rem;
    font-size: 0.9rem;
}

.seo-text-block p:last-child {
    margin-bottom: 0;
}

@media (max-width: 768px) {
    .seo-content-section {
        padding: 3rem 0;
    }
    
    .seo-text-block {
        padding: 1.5rem;
    }
    
    .seo-text-block h3 {
        font-size: 1.25rem;
    }
}

/* Calculator Section (keeping for compatibility) */
.calculator {
    padding: 6rem 0;
    background: var(--bg-secondary);
    position: relative;
}

.calculator-card {
    max-width: 700px;
    margin: 0 auto;
    background: var(--bg-card);
    border: 1px solid var(--border-color);
    padding: 3rem;
    border-radius: 24px;
    box-shadow: var(--shadow-card);
    transition: all 0.4s ease;
}

.calculator-card:hover {
    box-shadow: var(--shadow-card-hover);
    transform: translateY(-5px);
}

.calculator-inputs {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 2rem;
    margin-bottom: 2.5rem;
}

.calc-group label {
    display: block;
    margin-bottom: 0.75rem;
    font-weight: 600;
    color: var(--text-primary);
    text-transform: uppercase;
    letter-spacing: 0.5px;
    font-size: 0.9rem;
}

.calc-input {
    width: 100%;
    padding: 1rem 1.25rem;
    background: var(--bg-tertiary);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    font-size: 1.125rem;
    color: var(--text-primary);
    transition: all 0.3s ease;
}

.calc-input:focus {
    outline: none;
    border-color: var(--accent-primary);
    box-shadow: 0 0 20px rgba(255, 152, 0, 0.3);
    background: var(--bg-secondary);
}

.calculator-result {
    border-top: 1px solid var(--border-color);
    padding-top: 2rem;
}

.calc-result-item {
    display: flex;
    justify-content: space-between;
    margin-bottom: 1.25rem;
    padding: 1rem 0;
    align-items: center;
}

.calc-result-item:not(:last-child) {
    border-bottom: 1px solid var(--border-color);
}

.calc-total {
    font-size: 1.5rem;
    font-weight: 800;
    border-top: 2px solid var(--border-hover);
    padding-top: 1.5rem;
    margin-top: 1rem;
}

.calc-label {
    color: var(--text-secondary);
    font-weight: 500;
}

.calc-value {
    font-weight: 700;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

/* FAQ Section */
.faq {
    padding: 6rem 0;
    background: var(--bg-primary);
}

.faq-list {
    max-width: 900px;
    margin: 0 auto;
}

.faq-item {
    background: var(--bg-card);
    border: 1px solid var(--border-color);
    border-radius: 16px;
    margin-bottom: 1.5rem;
    overflow: hidden;
    transition: all 0.4s ease;
}

.faq-item:hover {
    border-color: var(--border-hover);
    box-shadow: var(--shadow-card);
}

.faq-item.active {
    border-color: var(--accent-primary);
    box-shadow: var(--shadow-md);
}

.faq-question {
    display: flex;
    justify-content: space-between;
    align-items: center;
    padding: 2rem;
    cursor: pointer;
    transition: all 0.3s ease;
    background: transparent;
}

.faq-question:hover {
    background: var(--bg-tertiary);
}

.faq-question h3 {
    font-size: 1.25rem;
    font-weight: 600;
    color: var(--text-primary);
}

.faq-toggle {
    font-size: 2rem;
    font-weight: 300;
    color: var(--accent-primary);
    transition: all 0.3s ease;
    width: 40px;
    height: 40px;
    display: flex;
    align-items: center;
    justify-content: center;
    border-radius: 50%;
    background: var(--bg-tertiary);
}

.faq-item.active .faq-toggle {
    transform: rotate(45deg);
    background: var(--gradient-primary);
    color: white;
    box-shadow: var(--shadow-sm);
}

.faq-answer {
    max-height: 0;
    overflow: hidden;
    transition: max-height 0.4s ease-out;
}

.faq-item.active .faq-answer {
    max-height: 500px;
}

.faq-answer p {
    padding: 0 2rem 2rem;
    color: var(--text-secondary);
    line-height: 1.8;
}

/* Footer */
.footer {
    background: var(--bg-secondary);
    border-top: 1px solid var(--border-color);
    color: var(--text-primary);
    padding: 4rem 0 2rem;
    position: relative;
    margin-top: 4rem;
}

.footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(250px, 1fr));
    gap: 3rem;
    margin-bottom: 3rem;
}

.footer-section h3,
.footer-section h4 {
    margin-bottom: 1.5rem;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    font-weight: 700;
}

.footer-section p {
    margin-bottom: 0.75rem;
    color: var(--text-secondary);
    font-size: 0.9rem;
    line-height: 1.8;
}

.footer-section a {
    color: var(--text-secondary);
    text-decoration: none;
    transition: all 0.3s ease;
}

.footer-section a:hover {
    color: var(--accent-primary);
    text-shadow: 0 0 10px rgba(255, 152, 0, 0.3);
}

.footer-bottom {
    text-align: center;
    padding-top: 2rem;
    border-top: 1px solid var(--border-color);
    color: var(--text-muted);
    font-size: 0.875rem;
}

/* Responsive Design */
@media (max-width: 768px) {
    .hero-content {
        grid-template-columns: 1fr;
        gap: 3rem;
    }
    
    .hero-title {
        font-size: 2.25rem;
    }
    
    .hero-subtitle {
        font-size: 1.125rem;
    }
    
    .header-content {
        flex-direction: row;
        justify-content: space-between;
        align-items: center;
        text-align: left;
    }
    
    .nav {
        display: none;
    }
    
    .header-contact {
        text-align: right;
        flex-shrink: 0;
    }
    
    .logo {
        flex-shrink: 0;
    }
    
    .logo .tagline {
        display: none;
    }
    
    .advantages-grid,
    .mfo-grid,
    .conditions-list {
        grid-template-columns: 1fr;
    }
    
    .mfo-card {
        padding: 1.25rem;
    }
    
    .calculator-inputs {
        grid-template-columns: 1fr;
    }
    
    .form-card,
    .calculator-card {
        padding: 2rem;
    }
    
    .section-title {
        font-size: 2rem;
    }
    
    .hero {
        padding: 4rem 0;
    }
    
    .advantages,
    .conditions,
    .calculator,
    .faq {
        padding: 4rem 0;
    }
}

@media (max-width: 480px) {
    .hero-title {
        font-size: 1.125rem;
    }
    
    .form-card,
    .calculator-card {
        padding: 1.5rem;
    }
    
    .advantage-card,
    .condition-item {
        padding: 1.5rem;
    }
    
    .section-title {
        font-size: 1.75rem;
    }
    
    .amount-display {
        font-size: 1.5rem;
    }
}

/* Loading Animation */
@keyframes fadeIn {
    from {
        opacity: 0;
        transform: translateY(20px);
    }
    to {
        opacity: 1;
        transform: translateY(0);
    }
}

/* Scroll Animations */
.animate-on-scroll {
    opacity: 0;
    transform: translateY(30px);
    transition: all 0.6s ease-out;
}

.animate-on-scroll.animated {
    opacity: 1;
    transform: translateY(0);
}

/* Selection */
::selection {
    background: rgba(255, 152, 0, 0.1);
    color: var(--text-primary);
}

/* Scrollbar - полностью скрыт */
::-webkit-scrollbar {
    width: 0px;
    background: transparent;
}

::-webkit-scrollbar-track {
    background: transparent;
}

::-webkit-scrollbar-thumb {
    background: transparent;
}

::-webkit-scrollbar-thumb:hover {
    background: transparent;
}

/* Additional Page Styles */

/* Selection Page Styles */
.selection-section {
    padding: 4rem 0;
    background: var(--bg-primary);
}

.selection-card {
    max-width: 800px;
    margin: 0 auto;
    background: var(--bg-card);
    border: 1px solid var(--border-color);
    border-radius: 24px;
    padding: 3rem;
    box-shadow: var(--shadow-card);
}

.selection-form {
    position: relative;
}

.form-step {
    display: none;
    animation: fadeIn 0.5s ease;
}

.form-step.active {
    display: block;
}

.step-title {
    font-size: 2rem;
    font-weight: 700;
    margin-bottom: 2rem;
    text-align: center;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.amount-options,
.term-options,
.history-options {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    gap: 1.5rem;
    margin-bottom: 2rem;
}

.amount-option,
.term-option,
.history-option {
    position: relative;
    cursor: pointer;
}

.amount-option input,
.term-option input,
.history-option input {
    position: absolute;
    opacity: 0;
    cursor: pointer;
}

.amount-option span,
.term-option span,
.history-option span {
    display: block;
    padding: 1.5rem;
    background: var(--bg-tertiary);
    border: 2px solid var(--border-color);
    border-radius: 12px;
    text-align: center;
    font-weight: 600;
    transition: all 0.3s ease;
}

.amount-option input:checked + span,
.term-option input:checked + span,
.history-option input:checked + span {
    background: var(--gradient-primary);
    border-color: var(--accent-primary);
    box-shadow: var(--shadow-md);
    color: white;
}

.amount-option:hover span,
.term-option:hover span,
.history-option:hover span {
    border-color: var(--border-hover);
    transform: translateY(-3px);
}

.form-navigation {
    display: flex;
    justify-content: space-between;
    margin-top: 2rem;
}

.btn-nav {
    padding: 1rem 2rem;
    background: var(--bg-tertiary);
    border: 1px solid var(--border-color);
    border-radius: 12px;
    color: var(--text-primary);
    font-weight: 600;
    cursor: pointer;
    transition: all 0.3s ease;
}

.btn-nav:hover {
    background: var(--gradient-primary);
    border-color: transparent;
    box-shadow: var(--shadow-md);
}

.results-container {
    margin-top: 2rem;
}

.result-card {
    background: var(--bg-tertiary);
    border: 1px solid var(--border-hover);
    border-radius: 16px;
    padding: 2rem;
    text-align: center;
}

.result-badge {
    display: inline-block;
    padding: 0.5rem 1.5rem;
    background: var(--gradient-primary);
    border-radius: 20px;
    font-size: 0.875rem;
    font-weight: 700;
    margin-bottom: 1rem;
    box-shadow: var(--shadow-md);
}

.result-card h4 {
    font-size: 1.5rem;
    margin-bottom: 1.5rem;
    color: var(--text-primary);
}

.result-details {
    text-align: left;
    margin-bottom: 1.5rem;
}

.result-row {
    display: flex;
    justify-content: space-between;
    padding: 1rem 0;
    border-bottom: 1px solid var(--border-color);
}

.result-row.total {
    border-top: 2px solid var(--border-hover);
    border-bottom: none;
    font-size: 1.25rem;
    font-weight: 700;
    margin-top: 1rem;
}

.result-row strong {
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

/* Loans Page Styles */
.loans-section {
    padding: 4rem 0;
    background: var(--bg-primary);
}

.loans-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(350px, 1fr));
    gap: 2rem;
}

.loan-type-card {
    background: var(--bg-card);
    border: 1px solid var(--border-color);
    border-radius: 20px;
    padding: 2.5rem;
    text-align: center;
    transition: all 0.4s ease;
    opacity: 0;
    transform: translateY(30px);
}

.loan-type-card:hover {
    transform: translateY(-10px);
    border-color: var(--border-hover);
    box-shadow: var(--shadow-card-hover);
}

.loan-icon {
    font-size: 4rem;
    margin-bottom: 1.5rem;
    animation: iconFloat 3s ease-in-out infinite;
}

.loan-type-card h3 {
    font-size: 1.75rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: var(--text-primary);
}

.loan-description {
    color: var(--text-secondary);
    margin-bottom: 1.5rem;
    line-height: 1.6;
}

.loan-features {
    list-style: none;
    text-align: left;
    margin-bottom: 1.5rem;
}

.loan-features li {
    padding: 0.5rem 0;
    color: var(--text-secondary);
}

.loan-params {
    display: flex;
    justify-content: space-around;
    padding: 1.5rem 0;
    border-top: 1px solid var(--border-color);
    border-bottom: 1px solid var(--border-color);
    margin-bottom: 1.5rem;
}

.param-item {
    text-align: center;
}

.param-item span {
    display: block;
    color: var(--text-secondary);
    font-size: 0.875rem;
    margin-bottom: 0.5rem;
}

.param-item strong {
    display: block;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    font-size: 1.125rem;
}

.loan-btn {
    display: inline-block;
    padding: 1rem 2rem;
    background: var(--gradient-primary);
    color: white;
    text-decoration: none;
    border-radius: 12px;
    font-weight: 700;
    transition: all 0.3s ease;
    box-shadow: var(--shadow-md);
}

.loan-btn:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow-lg);
}

.comparison-section {
    padding: 4rem 0;
    background: var(--bg-secondary);
}

.comparison-table {
    overflow-x: auto;
    margin-top: 2rem;
}

.comparison-table table {
    width: 100%;
    border-collapse: collapse;
    background: var(--bg-card);
    border-radius: 16px;
    overflow: hidden;
}

.comparison-table th {
    background: var(--bg-tertiary);
    padding: 1.5rem;
    text-align: left;
    font-weight: 700;
    color: var(--text-primary);
    border-bottom: 2px solid var(--border-color);
}

.comparison-table td {
    padding: 1.5rem;
    border-bottom: 1px solid var(--border-color);
    color: var(--text-secondary);
}

.comparison-table tr:hover {
    background: var(--bg-tertiary);
}

.comparison-table tr:last-child td {
    border-bottom: none;
}

/* Contacts Page Styles */
.contacts-section {
    padding: 4rem 0;
    background: var(--bg-primary);
}

.contacts-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 2rem;
}

.contact-card {
    background: var(--bg-card);
    border: 1px solid var(--border-color);
    border-radius: 20px;
    padding: 2.5rem;
    text-align: center;
    transition: all 0.4s ease;
}

.contact-card:hover {
    transform: translateY(-10px);
    border-color: var(--border-hover);
    box-shadow: var(--shadow-card-hover);
}

.contact-icon {
    font-size: 4rem;
    margin-bottom: 1.5rem;
}

.contact-card h3 {
    font-size: 1.5rem;
    font-weight: 700;
    margin-bottom: 1rem;
    color: var(--text-primary);
}

.contact-description {
    color: var(--text-secondary);
    margin-bottom: 1rem;
}

.contact-link {
    display: block;
    font-size: 1.25rem;
    font-weight: 700;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
    text-decoration: none;
    margin-bottom: 0.5rem;
    transition: all 0.3s ease;
}

.contact-link:hover {
}

.contact-address {
    font-size: 1.125rem;
    color: var(--text-primary);
    margin-bottom: 0.5rem;
}

.contact-note {
    font-size: 0.875rem;
    color: var(--text-muted);
}

.contact-btn {
    padding: 1rem 2rem;
    background: var(--gradient-primary);
    color: white;
    border: none;
    border-radius: 12px;
    font-weight: 700;
    cursor: pointer;
    transition: all 0.3s ease;
    box-shadow: var(--shadow-md);
    margin-bottom: 0.5rem;
}

.contact-btn:hover {
    transform: translateY(-3px);
    box-shadow: var(--shadow-lg);
}

.contact-form-section {
    padding: 4rem 0;
    background: var(--bg-secondary);
}

.form-wrapper {
    max-width: 700px;
    margin: 0 auto;
    background: var(--bg-card);
    border: 1px solid var(--border-color);
    border-radius: 24px;
    padding: 3rem;
    box-shadow: var(--shadow-card);
}

.contact-form {
    margin-top: 2rem;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 1.5rem;
}

.contact-form textarea {
    resize: vertical;
    min-height: 150px;
}

.map-section {
    padding: 4rem 0;
    background: var(--bg-primary);
}

.map-placeholder {
    background: var(--bg-card);
    border: 1px solid var(--border-color);
    border-radius: 16px;
    padding: 4rem;
    text-align: center;
    font-size: 1.25rem;
    color: var(--text-primary);
}

.contact-cta {
    padding: 4rem 0;
    background: var(--bg-secondary);
}

.cta-card {
    max-width: 600px;
    margin: 0 auto;
    background: var(--bg-card);
    border: 1px solid var(--border-color);
    border-radius: 20px;
    padding: 3rem;
    text-align: center;
    box-shadow: var(--shadow-card);
}

.cta-card h3 {
    font-size: 2rem;
    font-weight: 700;
    margin-bottom: 1rem;
    background: var(--gradient-primary);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.cta-card p {
    color: var(--text-secondary);
    margin-bottom: 2rem;
    font-size: 1.125rem;
}

/* Responsive for new pages */
@media (max-width: 768px) {
    .amount-options,
    .term-options,
    .history-options {
        grid-template-columns: 1fr;
    }
    
    .form-row {
        grid-template-columns: 1fr;
    }
    
    .loans-grid {
        grid-template-columns: 1fr;
    }
    
    .contacts-grid {
        grid-template-columns: 1fr;
    }
    
    .comparison-table {
        font-size: 0.875rem;
    }
    
    .comparison-table th,
    .comparison-table td {
        padding: 1rem;
    }
    
    .selection-card,
    .form-wrapper {
        padding: 2rem;
    }
}

/* Print Styles */
@media print {
    .header,
    .footer,
    .btn-submit,
    .animated-bg,
    .particles {
        display: none;
    }
    
    body {
        background: white;
        color: black;
    }
}